Does my credit score helps me to get the apartment

A good credit score not only helps you to get loans at a low-interest rate or premium credit cards but also makes it easier for you to rent an apartment. If you have a good credit score, then you come out of the high-risk boundaries of the landlords, and they will not see you as a risky renter. The landlord may review your credit report to check on your payment history for identifying your ability to make payments on time. You can take the help of fast credit repair services to fix your credit score for renting the apartment of your choice.

When the landlord pulls out your credit report, it is considered a soft pull and does not have any adverse effect on your score. Your report will contain your income history, and you will be asked to disclose what your gross income is, as the landlord wants to make sure that you are earning enough to pay off the rent on time.

The best score for renting an apartment

Landlords prefer individuals having a credit score of 620 or more as compared to the ones who have a score of 619 or less as they come under the category of a high-risk renter. Here, we are explaining what combination of scores tells about your ability to get an apartment on rent:

  • Anything below 579: Very poor
  • Between 580-669: Fair 
  • Between 740-799: Very good
  • Anything over 800: Excellent

You must get through your credit report before applying for an apartment. You must evaluate every factor that can shatter your dream of having a nice apartment and report them with the three major credit bureaus: Experian, Equifax, and Transunion so that the same can be corrected to boost your credit score and increase the chances of getting an approval on your apartment rent application.

Introduce Yourself (Example Post)

This is an example post, originally published as part of Blogging University. Enroll in one of our ten programs, and start your blog right.

You’re going to publish a post today. Don’t worry about how your blog looks. Don’t worry if you haven’t given it a name yet, or you’re feeling overwhelmed. Just click the “New Post” button, and tell us why you’re here.

Why do this?

  • Because it gives new readers context. What are you about? Why should they read your blog?
  • Because it will help you focus you own ideas about your blog and what you’d like to do with it.

The post can be short or long, a personal intro to your life or a bloggy mission statement, a manifesto for the future or a simple outline of your the types of things you hope to publish.

To help you get started, here are a few questions:

  • Why are you blogging publicly, rather than keeping a personal journal?
  • What topics do you think you’ll write about?
  • Who would you love to connect with via your blog?
  • If you blog successfully throughout the next year, what would you hope to have accomplished?

You’re not locked into any of this; one of the wonderful things about blogs is how they constantly evolve as we learn, grow, and interact with one another — but it’s good to know where and why you started, and articulating your goals may just give you a few other post ideas.

Can’t think how to get started? Just write the first thing that pops into your head. Anne Lamott, author of a book on writing we love, says that you need to give yourself permission to write a “crappy first draft”. Anne makes a great point — just start writing, and worry about editing it later.

When you’re ready to publish, give your post three to five tags that describe your blog’s focus — writing, photography, fiction, parenting, food, cars, movies, sports, whatever. These tags will help others who care about your topics find you in the Reader. Make sure one of the tags is “zerotohero,” so other new bloggers can find you, too.

Design a site like this with WordPress.com
Get started